We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
Complete your online application as thoroughly as possible. A licensed loan officer can help you with any questions you may have. Once you get a pre-approval, we'll add initial disclosures to your online account to eSign them after you speak with our agent to confirm your loan options.
Not all loans require an appraisal, but we will order one for your property, if needed. You'll receive a call from an appraiser to set up an appointment and pay through our appraisal system. Don't worry, you will receive a copy of the full appraisal. In the meantime, we will still be working away on your loan.
Your loan is moving forward for formal review. If you already received an online pre-approval, this will be even faster! Either way, an underwriter in our office will determine if all requirements for a mortgage meet the guidelines for your loan type. Be looking for a decision from us soon.